What Are SSDI Benefits?

Unfortunately, the number of disability claims has been rising. Several people are being diagnosed with disability conditions. When a person is facing a type of disability, they will likely be unable to work and earn an income. In such cases, SSDI benefits or disability benefits can be significantly helpful. 

However, most people confuse disability benefits when they hear the terms Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) regarding disability claims. Both terms are different from each other. 

It would be beneficial if you knew what SSDI benefits are and were transparent with SSI claims. You could also consider hiring a Boston social security disability attorney if you need legal assistance in the claim. 

What are SSDI benefits? 

Social Security Disability Insurance (SSDI) benefits are a type of program offered by the Social Security Administration (SSA). SSDI helps and supports individuals facing a kind of disability and also has an eligible work history. The work history can be through the individual’s or family member’s employment. 

SSDI provides benefits for disability and allows individuals to claim work credits through their own or family’s employment. SSDI primarily focuses on delivering benefits after six months of disability. Once you apply for an SSDI claim, you might need to wait for an average of three to five months from the date of application. 

You will be required to submit your medical records to support your application and increase the chances of getting your claim approved. You must know that you will not qualify for SSDI or SSI benefits if you have a short-term or partial disability. An SSDI recipient will become eligible for Medicare after 24 months of receiving disability payments. 

What is SSI?

Supplemental Security Income (SSI) allows individuals to claim minimum essential financial assistance from the SSA, given the individual is an older adult, is facing disability, and has limited income or resources. SSI determines the claim based on age or disability and fixed income. 

An SSI recipient will automatically become eligible for health care coverage through Medicaid. The individual can expect to receive the SSI benefits one month after applying. The procedure for applying for SSI benefits is relatively simple. 

Individuals will be required to apply online if they are an adult with a disability. Also, it might be a possibility that a disability application will get rejected due to the given reasons. If the applicant believes they have been wrongly denied, they must hire a social security disability attorney in Boston.